Individual Home loan

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SRG Dream Home

It is offered to customers for the purpose of purchase of house or flat.

SRG Construction Loan

It is offered to customers who wish to seek this facility for construction of Residential Property.

SRG Home Revision Loan

It is offered to customers who wish to repair, renovate, and/or extend the existing accommodation.

SRG Plot Loans

It is offered to the customer for outright purchase of plots for the construction of a house.

NRI Housing Loan

It is offered to Non Resident Indians for construction and purchase of Residential properties in India.

General Features:

We provide home loan in a hassle free environment
  • Reasonable amount of 80% of cost
  • Interest on monthly rest
  • No hidden cost
  • Provide Loans availability anywhere in Rajasthan, Maharashtra, Madhya Pradesh and Gujarat (subject to Company’s Policy).
  • Flexible loan repayment options
  • Safe document storage

We have experienced and empowered personnel to ensure smooth & easy processing

Amount of Loan:

Customer can avail Loans upto 15% of NOF of the Company but not exceeding the 80% of the total documented cost of the property (subject to NHB Directions). The actual loan amount is determined taking into account factors like:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and more
Loan tenure & EMI:

The tenure of your Home Loan ranges from 1 to 15 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

The size of EMI depends on:
  • Quantum of loan
  • Interest rate applicable
  • Loan tenure

For more details, write to us and we will be glad to help determine the best plan for you.