Loan Against Property

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The basic concept behind providing loan against property is – “Don’t let your valuable property sit idle. Let it work for you.”

Loan Against Property

The various schemes in the loan against properties are as under:

SRG Wealth Loan

It is offered to Salaried Person or businessmen against mortgage of immovable properties for such purposes as may be desired by the borrower.

SRG New Avenue Loan

It is the loan for purchase and/or construction of non-residential and commercial property.

General Features:

We provide home loan in a hassle free environment
  • Reasonable amount of 80% of cost
  • Interest on monthly rest
  • No hidden cost
  • Provide Loans availability anywhere in Rajasthan, Maharashtra, Madhya Pradesh and Gujarat (subject to Company’s Policy).
  • Flexible loan repayment options
  • Safe document storage

We have experienced and empowered personnel to ensure smooth & easy processing

Amount of Loan:

Customer can avail Loans upto 15% of NOF of the Company but not exceeding the 80% of the total documented cost of the property (subject to NHB Directions). The actual loan amount is determined taking into account factors like:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and more
Loan tenure & EMI:

The tenure of your Home Loan ranges from 1 to 15 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

The size of EMI depends on:
  • Quantum of loan
  • Interest rate applicable
  • Loan tenure

For more details, write to us, and we will be glad to help determine the best plan for you.