Product & Services

Home Product & Services
SparshHome loan

Offered to Individuals and Corporate Bodies who wish to seek this facility either for construction or purchase of a property.

Home Revision Loan

Offered to customers who wish to repair, renovate, and/or extend the existing accommodation.

Saral Plot Loans

Offered to the Salaried and the Self-employed for outright purchase of plots for the construction of a house.

Specialty Loan

Offered for construction (including extensions and additions to existing property) on land owned by borrower’s parents.

Home Loan for Self Employed

This product has been developed to cater to the large potential segment of self employed individuals, who, as a category have been ignored by the housing finance community because of variable monthly income and unproper documentation of credit worthiness.

General Features:

We Provide home loan in a hassle free environment
  • Reasonable amount of 80% of cost
  • Interest on monthly rest
  • No hidden cost
  • Provide Loans availability anywhere in Rajasthan.
  • Flexible loan repayment options
  • Safe document storage

We have experienced and empowered personnel to ensure smooth & easy processing

Amount Of Loan

You can avail a Loans upto Rs. 210,00,000/- but not exceeding the 80% of the total documented cost of the property. The actual loan amount is determined taking into account factors like:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant's income
  • Assets
  • Liabilities
  • Saving habits, and more
Loan tenure & EMI

The tenure of your Home Loan ranges from 1 to 15 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

The size of EMI depends on:
  • Quantum of loan
  • Interest rate applicable
  • Loan tenure

For more details, write to us, and we will be glad to help determine the best plan for you.