Services and Charges

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Services and Charges
Information Booklet
Sr. No. Charge Type Charge Description
1 Processing Fees 0%-2% of Total Amount sanctioned
2 Stamp Duty As per applicable Law of the state
3 ECS/Cheque Dishonor, Late Payment Charges Rs. 500/- Per Cheque return/ ECS Return
4 Late Installment Charges Interest @ 3% per month, for defaulted/ delayed period on the interest/ installments due (calculated from due date till the date of payment on monthly rest) will be payable, if the interest and/or principal installment due are defaulted/ delayed.
5 Pre-Payment Charges Home Loan on Variable/ Floating Rate of Interest:
Part Payment / Fore Closure through any source: No Prepayment Charges.
Home Loan on Fixed Rate of Interest:
1. Part Payment or Foreclosure through own source : No Prepayment Charges
2. Part Payment or Foreclosure through borrowed funds: Prepayment Charges are 3% on outstanding balance amount subject to NHB Guidelines if the payment is made by borrowing from a Bank/ HFC/ NBFC and/ or a Financial Institution.
6 Insurance of Property To be arranged by Borrower at his own cost/ As per Actual
7 Recovery Charges(Legal/ Repossession& Incidental Charges As per Actual
8 DD/ Pay Order/ RTGS/ NEFT Charges As per Actual
9 Duplicate No Dues Certificate Rs. 250/-
10 Copy of Property Papers Rs. 250/-
11 Duplicate Annual Accounts Statement Rs. 250/-