|Sr. No.||Charge Type||Charge Description|
|1||Processing Fees||0%-2% of Total Amount sanctioned|
|2||Stamp Duty||As per applicable Law of the state|
|3||ECS/Cheque Dishonor, Late Payment Charges||Rs. 500/- Per Cheque return/ ECS Return|
|4||Late Installment Charges||Interest @ 3% per month, for defaulted/ delayed period on the interest/ installments due (calculated from due date till the date of payment on monthly rest) will be payable, if the interest and/or principal installment due are defaulted/ delayed.|
Home Loan on Variable/ Floating Rate of Interest:
Part Payment / Fore Closure through any source: No Prepayment Charges.
Home Loan on Fixed Rate of Interest:
1. Part Payment or Foreclosure through own source : No Prepayment Charges
2. Part Payment or Foreclosure through borrowed funds: Prepayment Charges are 3% on outstanding balance amount subject to NHB Guidelines if the payment is made by borrowing from a Bank/ HFC/ NBFC and/ or a Financial Institution.
|6||Insurance of Property||To be arranged by Borrower at his own cost/ As per Actual|
|7||Recovery Charges(Legal/ Repossession& Incidental Charges||As per Actual|
|8||DD/ Pay Order/ RTGS/ NEFT Charges||As per Actual|
|9||Duplicate No Dues Certificate||Rs. 250/-|
|10||Copy of Property Papers||Rs. 250/-|
|11||Duplicate Annual Accounts Statement||Rs. 250/-|