SRG Dream Home Loan

SRG Dream Home Loan

We power your dreams to reality

A dream house is the place to stay together with your family that make your presence so comfortable. A new house is the beginning of a new story, we help you to tell this story with immense pride.

With SRG Dream Home Loan we partner you in your efforts to achieve your dream and create your own happy story with one of the best housing loan solutions in India.

Key features and benefits with SRG

Our product offers you customized housing loan solution as per to your requirements, affordable interest rate with flexibility and ease in repayments options of you EMI’s.

We assure you of quick processing of your home loan thus valuing your time and money. One invests all his hard earned money in to his house/flat and this has to be a very wise decision with accurate financial planning.

Our executives with their financial acumen helps you in every step of housing finance process like selecting the right loan mix to the calculation of suitable loan EMI and tenure. We provide excellent post disbursement services. Business has no base if the value statements of the company are compromised. At SRG we follow highest standards of ethics, integrity and most importantly transparency in our workings.

Home Loan Amount

  • Minimum loan amount- 15% of NOF
  • Maximum loan amount- reasonable amount of up to 80% of total documented cost.
  • Loan tenure and term

    Tenure of your home loan ranges between 1 to 10 years.

    Interest Rates

    Interest rate applicable is based on the SRG interest rate policy, based on the money market conditions.

    Processing fees and other charges

    Click here

    Easy repayments

  • ECS
  • PDCs( drawn on salary/saving bank a/c)
  • Online payments (net banking, mobile wallets, debit cards, credit cards etc.)
  • Home loan tax benefits

    Resident Indians are eligible for tax benefit as per to the income tax act 1961.
  • U/s 24 b >> For interest amount paid in the financial year >> Rupees 2, 00,000 (max)
  • u/s 80 c >> for principal amount repaid in AY 18 >> Rupees 1, 50,000(max)
  • Co Applicant

    Loan can be applied individual, it can be further enhanced by including an earning co applicant.

    Document Required

    Click here to check the list of document required.

    Loan Security

    Security for the loan is a first charge by way of an equitable mortgage of property to be financed /or such other collateral deem fit by SRG.

    Loan Disbursement

    Check here for the loan disbursement process