Please share your details to get a call from our Loan Expert!
Your home to certain extent gives a reflection of yourself and your family, give your home a shining makeover, rich interior and desired renovation with SRG Revision Home loan another best offering from one of the finest emerging Housing Finance Company.
Complete renovation of already owned residential property
Upgradation
Repair of your house/flat
External & internal repairs/paint
Water-proofing & roofing
Tiling and flooring
Plumbing & electrical work
False ceiling & woodwork (fixed to the building)
Wide network across the country to ensure hassle-free reach
Personalised documentation assistance for smooth processing
Home Loan for construction, renovation, improvement and purchase
Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,
For loan approval, you need to submit the following documents for applicant / all co-applicants along with the completed and signed home loan application form.
Application Form, Proof of identification, Residence Proof, Income statement, Property Papers
Nationality - Resident Indian, Self Employed/Salaried, Loan Eligibility depends on factors like : Age, Income, Tenure & Credit Score etc.
Click Here
You need to approach an SRG Housing Finance Limited Company with the latest salary slips and TDS from 16 of the last two financial years of yourself and your co-applicant if any. The loan officer after going through the details of the documents will informally tell you the loan amount you are eligible for and the terms of the same. You need to submit the application form along with the necessary documents.
Yes, of course, the applicant woman should be having a sound income and collateral base as per the company’s policy, in case of the absence of any co-applicant or guarantor.
An encumbrance certificate acts as an assurance that the property to be purchased or sold, is free from any monetary or legal liability, such as a loan that has not been cleared, or a mortgage on the property. The certificate will contain all the transactions related to the property for the specified time period.
Co-Applicants are the Co-Owners of the property in respect of whom the financial assistance has been sought. Usually, joint applications are from husband-wife, father-son or mother-son.
The primary concern of the HFCs in determining the loan eligibility is that you are comfortably able to repay the amount you borrow. Your repayment capacity is determined by taking into consideration factors such as income, age, qualifications, number of dependents, spouse’s income, assets, liabilities, stability and continuity of occupation and savings history.
The market value of the property shall be assessed with the help of a third party independent valuer.
Home loans are generally provided for in the range of 45% to 75% of the asset value. The amount of loan varies from institution to institution and it may vary from Rs.1 lakh to Rs.2 crores.
Repayment period options range generally from 5 to 15 years. In special cases, SRG HFCs also offer a 20-year repayment period, usually at a higher interest rate. As a non-resident, you can avail of a loan only for a maximum period of 7 years.
Yes, you can pay your loan ahead of schedule. However, it must be noted that SRG housing finance charges a fee for early redemption of the loan. This fee can vary between 2%-3 % of the loan amount being prepaid. In Case if it is paid from its own sources then there will not be any prepayment charges.
EMI
Total interest payable over the loan term
Total payments made over the loan term
Home Loan Balance Transfer calculator allows you to calculate benefit of transferring your home loan from any bank to SRG. Using this calculator, you can calculate your EMIs after switching the bank, amount that you save after switching the home loan to SRG and the amount you get after investing in recurring deposit after the balance transfer.
*Please provide realistic inputs in all fields to get correct result
Total payment over the loan term if customer continues with the existing lender
Total payment over the loan term if customer switches to SRG
(Gross Savings)
Total returns from switching over to SRG if savings are invested in an RD
Less: Switchover costs (Processing Fee, Prepayment Penalty (if any), Charges towards TIR, Valuation, Stamp Duty, etc.)
(Net Savings including additional returns from investment in RD)
Branch Locator
Online Payment
Call Back
Apply Now
