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Did You Know?


Seize the opportunity to lighten your financial burden and experience better terms with SRG Housing Finance Ltd.'s Balance Transfer Home Loan. Transfer your existing home loan to us for improved repayment options. We strive to optimize your financial commitments, allowing you to focus on what truly matters—building a home filled with love and laughter. Take a step towards a brighter financial future with SRG Housing Finance Ltd.

Nationality - Indian Resident
Employment- Self Employed/Salaried
Criteria - Loan Eligibility depends on factors like: Age, Income, Tenure & Credit Score etc.

Features & Benefits

Across the Country

Wide network across the country to ensure hassle-free reach

Quick Assistance

Personalised documentation assistance for smooth processing

Easy Loan

Simplified Documentation, Quick Approval, Hasle-Free Access to Housing Funds, Quicker Processing & Disbursement

Some easy steps for Balance Transfer Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

  • 01

    Apply online from our SRG Housing website
  • 02

    Select your product for which you wish to apply for loan
  • 03

    Get your loan approved
  • 04

    Get your loan sanctioned and disbursed
Apply for Balance Transfer Loan

Frequently Asked Questions

Mon - Sat   10.00 - 18.30

A Balance Transfer Home Loan allows you to transfer your existing home loan to SRG Housing Finance Ltd., giving you improved repayment options, potentially lower interest rates, and better terms. This can help you save on EMIs and overall interest payments.

Can I transfer my home loan from any other financial institution to SRG Housing Finance Ltd.?

Yes, you can transfer your existing home loan from any recognized financial institution to SRG Housing Finance Ltd. through the Balance Transfer Home Loan product.

The eligibility assessment is based on factors such as your age, income, loan tenure, credit score, and other relevant criteria. These factors help us determine your suitability for the Balance Transfer Home Loan.

Yes, you may be eligible for a top-up loan/Repair Renovation/Construction loan in addition to the balance transfer. This provides you with additional funds for various purposes while taking advantage of better terms and conditions through the balance transfer.

Yes, your EMIs may change based on the revised loan amount, interest rate, and tenure offered under the Balance Transfer Home Loan. Our team will provide a clear understanding of the new EMIs during the process.

Use the EMI Calculator Below


Detailed Calculations


Total interest payable over the loan term

Total payments made over the loan term