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TOP-UP LOAN

Bridge the financial gap effortlessly with SRG Housing Finance Ltd.'s Top-Up Loan. If you have an existing home loan with us, avail additional funds to meet your evolving needs, be it a working capital, marriage, child's education, home renovation or any other immediate financial needs. The Top-Up Loan offers you the convenience and flexibility you deserve.

Eligibility
Nationality - Indian Resident
Employment- Self Employed/Salaried
Criteria - Loan Eligibility depends on factors like: Age, Income, Tenure & Credit Score etc.

Features & Benefits

Some easy steps for Top-Up Loan Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

01
Apply online from our SRG Housing website
02
Select your product for which you wish to apply for loan
03
Get your loan approved
04
Get your loan sanctioned and disbursed

Apply for Top-Up Loan

Frequently Asked Questions

Mon - Sat 10.00 - 18.30

What is a Top-Up Loan, and how does it differ from a regular home loan?

A Top-Up Loan is an additional loan amount that you can avail over and above your existing home loan. It provides you with extra funds for various purposes, making it different from a standard home loan.

Can I apply for a Top-Up Loan if I have an existing home loan with another financial institution?

The Top-Up Loan is available exclusively for customers with an existing home loan from SRG Housing Finance Ltd.

What are the purposes for which I can use the funds from a Top-Up Loan?

You can use the funds from a Top-Up Loan for a variety of purposes, including a dream vacation, child's education, home renovation, medical expenses, or any other personal or professional needs.

How is the interest rate for a Top-Up Loan determined?

The interest rate for a Top-Up Loan is determined based on various factors, including your credit score, loan amount, tenure, and our prevailing interest rate policies at the time of application.

What is the maximum loan amount I can avail through a Top-Up Loan?

The maximum loan amount you can avail through a Top-Up Loan is determined based on your eligibility, existing home loan amount, and the current value of your property.

Use the EMI Calculator Below

Loan Amount

Loan Tenure

Interest Rate

Balance Transfer of Home Loan Calculator

Home Loan Balance Transfer calculator allows you to calculate benefit of transferring your home loan from any bank to SRG. Using this calculator, you can calculate your EMIs after switching the bank, amount that you save after switching the home loan to SRG and the amount you get after investing in recurring deposit after the balance transfer.

Current Outstanding Balance

₹

Rate of Interest (charged by lender)

Rate of Interest (charged by SRG)

Remaining repayment term

Current EMI

₹

Switchover costs (ex PF)

₹

Rate Of Recurring Deposit(p.a.)

*Please provide realistic inputs in all fields to get correct result

Detailed Calculations

Total payment over the loan term if customer continues with the existing lender

Total payment over the loan term if customer switches to SRG

(Gross Savings)

Total returns from switching over to SRG if savings are invested in an RD

₹ 15000

Less: Switchover costs (Processing Fee, Prepayment Penalty (if any), Charges towards TIR, Valuation, Stamp Duty, etc.)

(Net Savings including additional returns from investment in RD)

Did You Know?