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Did You Know?


Bridge the financial gap effortlessly with SRG Housing Finance Ltd.'s Top-Up Loan. If you have an existing home loan with us, avail additional funds to meet your evolving needs, be it a working capital, marriage, child's education, home renovation or any other immediate financial needs. The Top-Up Loan offers you the convenience and flexibility you deserve.

Nationality - Indian Resident
Employment- Self Employed/Salaried
Criteria - Loan Eligibility depends on factors like: Age, Income, Tenure & Credit Score etc.

Features & Benefits

Across the Country

Wide network across the country to ensure hassle-free reach

Quick Assistance

Personalised documentation assistance for smooth processing

Easy Loan

Simplified Documentation, Quick Approval, Hasle-Free Access to Housing Funds, Quicker Processing & Disbursement

Some easy steps for Top-Up Loan Apply

Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans,

  • 01

    Apply online from our SRG Housing website
  • 02

    Select your product for which you wish to apply for loan
  • 03

    Get your loan approved
  • 04

    Get your loan sanctioned and disbursed
Apply for Top-Up Loan

Frequently Asked Questions

Mon - Sat   10.00 - 18.30

A Top-Up Loan is an additional loan amount that you can avail over and above your existing home loan. It provides you with extra funds for various purposes, making it different from a standard home loan.

Can I apply for a Top-Up Loan if I have an existing home loan with another financial institution?

The Top-Up Loan is available exclusively for customers with an existing home loan from SRG Housing Finance Ltd.

You can use the funds from a Top-Up Loan for a variety of purposes, including a dream vacation, child's education, home renovation, medical expenses, or any other personal or professional needs.

The interest rate for a Top-Up Loan is determined based on various factors, including your credit score, loan amount, tenure, and our prevailing interest rate policies at the time of application.

The maximum loan amount you can avail through a Top-Up Loan is determined based on your eligibility, existing home loan amount, and the current value of your property.

Use the EMI Calculator Below


Detailed Calculations


Total interest payable over the loan term

Total payments made over the loan term