Position: Credit Manager
Location: Udaipur – HeadOffice
Experience: 2 – 3 Yearsin Housing Loan
Roles andResponsibilities:
· Responsible for appraising & underwriting Loan proposals(Home Loan & LAP) as per the policies.
· Conduct personal discussion (PD) with customers to establishcreditworthiness and ensure completion of credit/KYC documents andverification- telephonic, field & collateral visits.
· Location & site visits whenever required and evaluate thequality and adherence to the policy norms.
· Monitoring and periodic review of portfolio & supervisingthe overall Risk & Credit checks/controls.
· Monitor collections and recoveries of repayments against loans.
· Review and approve credit proposals given the discretionaryauthority and escalate others to those with the appropriate approval authoritywhile ensuring compliance with the company's policy
· Monitor and review the performance of the credit portfolio on aregular basis, providing recommendations for adjustment where necessary.
· Recommend process changes in order to improve efficiency andquality.
· To have a sound knowledge of the market in terms of risksassociated with the product and prevalent market practices in the area ofoperation.
Desired CandidateProfile:
· Any Graduate with a minimum of 4+ years of experience in Creditof HL & LAP products.
· Should be good at product knowledge.
· Must have knowledge of local areas and local language.
· The candidate must be flexible in visiting sites and locations.
· Sound knowledge of policies/lending frameworks followed for this product.
· Excellent communication and interpersonal skills.
Interested candidate can share their resumes at priya.bhau@srghousing.com / 7849826131