Documents Needed

For Salaried Individuals

KYC Documents

Property documents against which loans is to be taken.(Originals with Photocopies )

Salary slip for the last 3 months / Salary Certificate

Latest Form - 16 if salary above Rs.10000/- per month

Copy of all bank pass books / bank statements for the past 6 months including front page

Company profile if it is a lesser known organization.

For Self - Employed Businessmen / Professionals / Others

KYC Documents

Property documents against which loans is to be taken.(Originals with Photocopies )

Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant

Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant

Bank Statement for the last 1 year for the Savings A/c & Current A/c

Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration

Copy of the Partnership Deed (if Applicable)

Copy of Tax Deduction certificate / Form - 16A (if applicable)

Details of Contract (if applicable)

Copy of Advance Tax paid / self assessment tax paid Challan

Copy Educational Qualification Certificate( applicable for Professionals)

Copy Professional Practice Certificate(i(applicable for Professionals)

For KYC compliance

National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines. Photo Id Proof (any one required)

PAN Card

Passport

Voters ID Card

Driving License

Aadhar Card

Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of company. Residence Proof (any one required).

Telephone bill

Bank account statement

Letter from any recognized public authority

Electricity Bill

Ration Card

Letter from employer

Passport & photograph

Aadhar Card etc.

Company may take additional KYC Documents for Corporates, Partnership Firms, Trusts and Foundations and other unincorporated associations or body of individuals as per NHB’s Directions as ammended from time to time.