Documents Needed
For Salaried Individuals
KYC Documents
Property documents against which loans is to be taken.(Originals with Photocopies )
Salary slip for the last 3 months / Salary Certificate
Latest Form - 16 if salary above Rs.10000/- per month
Copy of all bank pass books / bank statements for the past 6 months including front page
Company profile if it is a lesser known organization.
For Self - Employed Businessmen / Professionals / Others
KYC Documents
Property documents against which loans is to be taken.(Originals with Photocopies )
Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant
Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant
Bank Statement for the last 1 year for the Savings A/c & Current A/c
Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration
Copy of the Partnership Deed (if Applicable)
Copy of Tax Deduction certificate / Form - 16A (if applicable)
Details of Contract (if applicable)
Copy of Advance Tax paid / self assessment tax paid Challan
Copy Educational Qualification Certificate( applicable for Professionals)
Copy Professional Practice Certificate(i(applicable for Professionals)
For KYC compliance
National Housing Bank (NHB) had introduced Know Your Customer (KYC) Guidelines for Housing Finance Companies. We request you to co-operate with us in complying with these guidelines. Photo Id Proof (any one required)
PAN Card
Passport
Voters ID Card
Driving License
Aadhar Card
Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of company. Residence Proof (any one required).
Telephone bill
Bank account statement
Letter from any recognized public authority
Electricity Bill
Ration Card
Letter from employer
Passport & photograph
Aadhar Card etc.
Company may take additional KYC Documents for Corporates, Partnership Firms, Trusts and Foundations and other unincorporated associations or body of individuals as per NHB’s Directions as ammended from time to time.